Claims FAQ for Employers

Claims FAQ for Employers

When workers suffer a work-related injury or disease, they may receive:
  • Compensation for wages lost while recovering;
  • Medical costs such as prescriptions, prosthetic devices, specialized treatment;
  • Permanent disability awards (pensions); and
  • Rehabilitation.
We take a worker’s gross earnings, up to the Year’s Maximum Insurable Remuneration (YMIR), and deduct the equivalent of Employment Insurance, Canada Pension Plan, and computed tax payments. We pay 90 percent of that amount. When workers suffer a permanent disability, they receive a lifetime pension. The degree of disability and the worker’s annual income at the time of injury determine their... Read more »
If related to a worker’s injury, the WSCC may pay for hospital expenses, health care costs, prescriptions, rehabilitation, dental treatment, mobility aids, and eyeglasses. In addition, we may provide clothing, transportation, and living allowances.
No.  This is fraud and is against the law.  Note: If you continue to pay full salary to your worker while they are unable to work you must notify the WSCC. We reimburse you for the compensable amount.
Benefits begin with the first normal working day an injured worker misses following the day of incident. The WSCC issues payments every two weeks. 
Benefits are not taxable in Canada, and employers should not report them on a worker’s annual T4 statement of earnings. Benefits are included in the total income for some calculations. We issue T5007 information slips that workers include in their tax returns. Any amount that the WSCC reimburses you for worker benefits,must be deducted from their T4 amounts.
Workplace incidents and injuries are costly in actual workers’ compensation costs and lost workplace productivity. The WSCC’s Claims Management Program identifies steps employers can take to actively manage their claims costs.
Claims Management helps employers rehabilitate injured workers, retain skilled workers, reduce hiring costs, and train replacement workers. This helps minimize lost time and incident costs.
The WSCC may cover a worker’s wages during a job trial or provide partial wages during an on-the-job training program. We may also pay for work place modifications.
The claims process determines the WSCC benefits workers can receive if they are hurt at work. Benefits may include:
  • Compensation for wages lost while they recover from their work injury or disease;
  • Medical care and other non-financial benefits;
  • pensions; and
  • Other services like help to return to work, prescriptions, and out-of-pocket expenses.
The... Read more »